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The rate, read live from Hyperliquid

Live from Hyperliquid, read at 21:45. These come straight from HyperCore's USDC lending pool, the same one every Hyperliquid account can supply to.
Supply rate, yearly
3.52%
What suppliers earn today. It floats with how much of the pool is borrowed, and can fall to zero.
USDC in the pool
$609M
Supplied by everyone to Hyperliquid's native USDC reserve.
Lent out
78%
The share of the pool borrowed right now. Past 80%, Hyperliquid's rate climbs steeply.

What your idle balance earns

Pick an amount and how long it sits between trades. The answer uses today's live rate and hourly compounding, the way the pool indexes interest. It's an example, not a promise: the rate moves.

USDC
Left idle for

An example at today's live supply rate of 3.52%, compounding every hour. The rate floats with how much of the pool is borrowed, so real earnings will differ.

You'd earn
$28.99
About $0.96 a day, or $0.04 an hour, while it waits.

Where the interest comes from

Traders borrow USDC from the pool against assets like HYPE and BTC, and pay interest on it. Suppliers split that interest by their share of the pool.

Every dollar of borrow interest

Hyperliquid's split
To suppliers90%
Buffer10%

Your idle USDC, between trades

With Perps
Supplied, earning the live rate100%

The same USDC, sitting in a normal account

Without
Idle, earning nothing0%

Interest lands every hour

Interest accrues continuously and is indexed once an hour, on the same clock as funding. Nothing to claim and nothing to lock: supplied USDC is withdrawn the moment a trade needs it.

Hyperliquid keeps 10% of borrow interest as a buffer against liquidations that can't cover their debt; the rest goes to suppliers.

Over $10,000? Hyperliquid can do it for you

Accounts worth more than $10,000 (or with more than $5M in weighted volume) can switch on Hyperliquid's own portfolio margin. Spot and perps then share one margin account: Hyperliquid supplies idle USDC itself and borrows it back when a position needs it.

Perps offers the switch during setup when you qualify. It needs one signature and no open positions.

Every idle dollar, earning

Open app

Two ways to get there, picked by account. Either way your USDC stays in your own Hyperliquid account.

Earning3.52% live
$9,000.00
Supplied to Hyperliquid's USDC pool · Example balance
Interest, hour by hour
The earning balance

Supplied USDC and the live rate, in the app.

Perps moves it
Idle USDC is supplied; margin is withdrawn per order.

Done by the agent key in your browser, which can lend and trade but never withdraw.

Sweep

For every account, with a unified balance.

Hyperliquid moves it
Hyperliquid supplies idle USDC and borrows it back.

Hyperliquid's own margin mode. Perps switches it on for you with one signature.

Portfolio margin

For accounts over $10,000.